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Individual Loans
Customized financial support for individuals ready to take the next step in their entrepreneurial journey.
Individual Loans
Individual Loans provide tailored financial assistance to small business owners, street vendors, artisans, and service providers seeking to grow independently. These loans enable borrowers to invest in tools, inventory, or services that directly improve income.
Features
- ✔️ Loan amounts based on personal business needs.
- ✔️ Flexible repayment schedules with monthly EMIs.
- ✔️ Personalized assessment and guidance.
- ✔️ Simple application and fast disbursal.
Benefits
- Supports business expansion and stability. 🌱
- Encourages self-reliance and confidence. 🌱
- Directly improves personal income and standard of living. 🌱
Loans Eligibility
Ideal for micro-entrepreneurs, vendors, or service providers with a clear income goal and repayment capacity.
Eligibility Criteria
- ✔️ Age between 18 and 60 years.
- ✔️ Government-issued ID and address proof.
- ✔️ Clear business goal or income use-case.
- ✔️ Evidence of income or repayment capacity.
- ✔️ Commitment to using the loan for income generation.
Loan Calculator
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FAQS
Individual loans can be used for small business purposes such as opening a shop, buying inventory, tailoring, or other income-generating activities.
No collateral is required. Loans are approved based on your income potential, repayment ability, and documentation.
Loan amounts vary based on business needs and can range from ₹10,000 to ₹50,000 or more, depending on eligibility.
Repayments can be made monthly through EMIs, either via cash collection, bank transfer, or digital methods.
Yes, if your first loan is repaid on time, you can apply for a higher loan amount with improved terms.